If you have business bank statements showing at least 5 deposits a month then Financial Advantage Group’s unsecured loan is perfect for you. Performance-based model makes fair financing available to millions of well run businesses that just miss the cut for traditional bank loans.

  •  Funding in as little as 2 business days
  • Lending based on business bank statements
  • Automatic repayment directly out of your business bank account

Increasing amounts of capital at decreasing rates as you build your track record.  This is a true business loan so it is treated as a regulated interest loan with a taxable deductible interest. The business loan will help you become bankable (attain a true bank loan down the road).

Cost of capital has an affordable rate so your cash flow is not restricted.

Flexible Terms (6, 9, 12, and 18 month terms) meaning faster renewals (works like a hybrid line of credit), can help lower the daily payment, and suitable for seasonal businesses.

We report to Equifax business bureau so help improve business credit score over the course of loan payment period.

Most banks are no longer lending money to small businesses. This can cripple some businesses who depend on credit to survive. Good news is Financial Advantage Group’s programs are still helping out small business owners.



Our program helps businesses by turning a hidden asset — future credit card sales — into working capital. In fact, through the cash advance program, you may be eligible for up to $250,000 per location. Imagine what that could mean for your business. You can renovate and remodel, buy new equipment, expand your business, pay bills, purchase inventory and even eliminate payroll concerns.

There is NO personal guarantee, NO credit score requirements & NO collateral (*Subject to our different lender’s programs.   Please contact us and we will inform you which lender platforms allow these requirements.)

If your business accepts $2,500 a month in credit cards, our merchant cash advance can fund you in as little as 2 business days. We only get paid back through a small percentage of your future credit card sales.



• Approval in under 3 days for invoice factoring <$250K
• Approval in less than 5 days for invoice factoring >$250K
• Traditional factors take 2-6 weeks to approve

Up to $5.0M factoring credit line on clean files. Significantly cheaper than most cash advance and installment loan products.  Faster & more flexible than a traditional invoice factor.  Must be B2B or B2G, with invoices from 15 – 90 days payable